“Never” close an account

I have had clients, Mortgage Lenders, Investors, Real Estate Agents; people from all walks of life ask me when they should close an account.  When I hear them ask, my immediate response is to shout, DON’T CLOSE ANYTHING… until you understand the consequences of your...

Is Credit Repair Ethical?

Herschel here, and I long wondered something that you may be thinking right now… Should I even restore my credit before items drop off by themselves, is that ethical?  In short, it is…and I hope you’ll join us, but maybe a little more information...

6 Financial Benefits of Spring Cleaning

1. Reduce Taxes Next time you donate your old stuff to a charity, plan ahead; you may be able to write off your charitable donation on your 2014 taxes. Before going to the donation center, keep an inventory of how much your items are worth. Don’t forget to get a...

Credit Score Zappers

Credit Score ZappersHere’s a look at six top credit score zappers and their average hits to your score based on data compiled by the scoring model used by three of the major credit bureaus — Experian, TransUnion and Equifax. 1. Bankruptcy: 130 to 220...

Michael’s Credit is Completely Clean

NCF’s Tuesday Tidbit’s! Michael’s Credit is Completely Clean After 5 Months! Click here to hear from Michael… “I’ve been a client of National Credit Federation since November of 2012 and I’m happy to report that in only five...