Debt is a problem… for many, it’s a problem on a daily basis and causes real pain for real families.

Most people think that the only way to take care of debt is to pay it off and hope it goes away. The problem with this thinking is that if you pay off a credit card with minimum payments you will pay for 30 plus years and still have a debt.  With the high cost of interest, your minimum payment just doesn’t pay enough to get it paid off…

The financial industry has created a solution in a service called Debt Consolidation or Credit Counseling where the debt is all rolled into one or all the debt is ignored except one and that one is paid off and then then next and then the next.  The problem with this system is that it is worse than a Bankruptcy. The company who lures you in with promises of helping you pay off your debt will require large fees to help you do something that you can do better by yourself and not cost you huge points on your credit report.

However, there is a better way… Debt Settlement is a system where the debt is negotiated down by a service agent, by as much as 50 to 80% off the original debt and then when paid off, will negotiate the removal of the negative from the credit report… as if it never happened!  This service never shows up on your credit report and will reduce the cost of the debt as well… 3 benefits all rolled into one..

Pay off debt at 50 to 80% off

Have it increase credit scores while you pay it off and…

Jump up your credit scores and be as if it never happened when it’s paid off completely!

Who does this?

National Credit Federation is a dynamic credit and debt company that uses strategies that actually work for you… Check them out at and see what they can do for you…

Need to talk with someone?  Call me (Lawrence Law) at 801-404-2833 and get individualized attention. It works and it works Fast!